Certificate of Deposit Calculator
Enter the amount and term to compare certificate returns across banks.
Displayed returns are indicative and may vary by bank; please confirm final terms with the bank before subscribing.
Central Bank of Egypt indicators
Policy rate: 19.0% — Feb 2026
Source: cbe.org.eg
Frequently asked questions
What is a certificate of deposit?
A fixed-term deposit that usually pays more than a savings account: you place an amount with the bank for an agreed term and earn interest periodically or at maturity.
When is the interest paid out?
It depends on the certificate: monthly, quarterly, semi-annually, annually, or at maturity. Pick a payout frequency in the calculator to see matching certificates.
What is the difference between fixed and variable rates?
A fixed rate stays the same for the whole term, while a variable rate follows central-bank decisions and can rise or fall during the term.
Can I break the certificate before maturity?
Most banks allow early redemption after a minimum period, usually with a reduced return; conditions vary by bank and appear on each certificate's page.
What documents do I need to open a certificate?
Usually your national ID and proof of source of funds; the bank may ask for more depending on the amount and customer type. Details appear on each certificate's page.